At Black Belyea Private Wealth Management, we believe your generosity can do more than support a cause; it can define your legacy. Whether funding scholarships, empowering local communities, or advancing medical breakthroughs, your giving should reflect your deepest values. We make philanthropy more than an act of kindness—it’s a cornerstone of your financial strategy.
Strategy Meets Heart
What if giving wasn’t just generous but strategic? That’s the foundation of our approach. Smart philanthropy ensures every dollar works harder, transforming immediate support into lasting change. We integrate your charitable aspirations with tax planning, retirement goals, and wealth preservation strategies. Gifting appreciated securities, creating donor-advised funds, or aligning donations with estate plans? We’ll help you maximize impact while minimizing tax burdens.
Donor-Advised Funds
Think of donor-advised funds (DAFs) as your generosity command centre. You contribute to the fund, gain immediate tax benefits, and then decide, over time, where and how to allocate those funds to the causes you care about. No administrative headaches. No delays. It’s giving streamlined, leaving you free to focus on the “why” while the “how” takes care of itself.
Appreciated Securities
By donating securities instead of cash, you sidestep capital gains taxes while receiving a tax receipt for the full market value of your gift. It’s philanthropy that doesn’t just feel good—it works smarter, ensuring your generosity has maximum impact with minimal erosion. We handle the logistics, so you can focus on the lives you’re changing.
Life Insurance
What if your impact extended beyond your lifetime? By naming a charity as a beneficiary, you ensure your values live on. Even better, premium payments may qualify for tax credits, making it a smart addition to your broader plan.
Tax Efficiency
Taxes shouldn’t dilute your generosity. We sequence withdrawals, leverage credits, and time your gifts to maximize your giving power while safeguarding your financial health. With our help, taxes become less of a drain and more of an opportunity to amplify your impact.
Family Unity Through Generosity
Philanthropy isn’t just about giving—it’s about bringing people together. By involving your children and grandchildren in your giving strategy, you’re sharing more than wealth. You’re passing down values, creating purpose, and fostering unity across generations.
The Importance of a Plan
One-time gifts, while meaningful, often lack the structure to create enduring change. A thoughtful, strategic plan ensures your generosity goes beyond the immediate, creating ripples of impact for years to come. At Black Belyea Private Wealth Management, we emphasize building cohesive plans that connect your giving to long-term goals, measure its effects, and adapt to future challenges.
Structured philanthropy isn’t just impactful—it’s empowering. With a clear roadmap, you’ll see your generosity thrive across generations, turning your dreams into sustainable change.
We Handle the Details
From coordinating accountants to aligning with legal advisors, the logistical weight of charitable giving can be overwhelming. At Black Belyea Private Wealth Management, your Saint John financial advisor and financial planner, we simplify the process. You focus on the “why” behind your giving—we take care of the “how.”
Ready to Build Your Charitable Legacy?
Your generosity has the power to inspire, uplift, and endure. With Black Belyea Private Wealth Management, your vision becomes a plan, and your plan becomes a legacy. Let’s create a giving strategy that strengthens your family, amplifies your impact, and shapes the world you care about.