You’ve poured yourself into this. Your late nights, hard-won deals, sleepless worries, and moments of triumph—all bottled up in the enterprise you call yours. Now, with the horizon of transition in sight, the question hits harder than you expected: What happens next?

Will your family continue what you’ve built, adding their chapter to the story? Is a third-party buyer eyeing your business as the missing piece in their grander vision? Or does your management team—the crew who helped build this—deserve to take the helm?

At Black Belyea Private Wealth Management in Saint John, we embrace these questions, thrive in their complexity, and guide you toward clarity. We blend strategy, expertise, and an understanding of human ambition to help craft your next move—one that feels right, purposeful, and grounded in your goals.

Confidence Without Chaos

Plans built on hope crumble under pressure. You don’t need a guessing game; you need a roadmap that bends when necessary but never breaks. At Black Belyea Private Wealth Management, we create a foundation that withstands the storm of uncertainty, securing not just your wealth but your peace of mind.

From legal nuances in shareholder agreements to unlocking eligibility for lifetime capital gains exemptions, we untangle the knots so you don’t have to.

We help craft a strategy that reflects your grit, protects your legacy, and sets the stage for the next big chapter.

Living Fully Now

Here’s the truth no one tells you: planning for tomorrow shouldn’t mean sacrificing today. Too many business owners fall into the trap of hoarding wealth they’ll never enjoy, afraid to dip into their hard-earned success. We’re here to rewrite that script.

Our approach champions balance. Yes, your future matters. But so does right now. Whether that’s taking the dream vacation you’ve always deferred, investing in experiences that bring your family closer, or indulging in the simple joys of life, your wealth should work as hard for you now as it will for those who follow.

  • Freedom to Spend

    We design strategies that let you enjoy your success without compromising future security.

  • Smarter Tax Moves

    Tax efficiency isn’t just a buzzword—it’s how we make sure more of your money stays in your pocket for what matters today.

  • Aligned Living

    Plans built around your life, not plans that force you to squeeze into their mould.

Your Financial Planning Quarterback

Legal teams. Tax planners. Accountants. You’re somehow expected to work with them all. The miscommunications, the endless emails, the tug-of-war between conflicting advice—it’s enough to make anyone want to throw in the towel.

That’s where we step in. At Black Belyea Team, we’re more than Saint John financial advisors and planners—we’re connectors. We bring everyone to the table, align the voices, and eliminate the chaos. You’ll never feel like a middleman in your own succession plan again.

We streamline the process so every piece works together seamlessly, making sure your voice is the one steering the ship. What do you value? What matters most to you? That’s where we start—and it’s where we end, too.

Maximizing What You’ve Built

When it’s time to transition, we make sure every dollar of that value is accounted for. Every hidden strength is showcased, every inefficiency streamlined, and every agreement sharpened.

Here’s where we focus:

  • Tax Efficiency

    From lifetime capital gains exemptions to income-splitting strategies, we minimize the tax impact.

  • Buyer Positioning

    Whether it’s a third-party bidder or your management team, we highlight your business’s value in ways that resonate.

  • Shareholder Agreements

    We help you understand shareholder agreements.

You deserve a return on the investment of your life—and we make sure you get it.

Your Path, Your Way

Every business succession is different. Some paths are smooth; others are messy. That’s the nature of life and business. We adapt to what’s in front of us, offering strategies like:

  • Family Business and Succession Planning

    Preserving relationships while ensuring clarity and fairness.

  • Management or Third-Party Sales

    Rewarding loyalty or leveraging opportunities for growth.

  • Tax Optimizations

    Keeping more of what you’ve earned with smarter, sharper strategies.

A New Chapter

At Black Belyea team, we aren’t just here to guide—we’re here to ensure your next chapter is everything you’ve worked for and more. Your business deserves nothing less. Neither do you.